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| Credit Score | 0% Option | APR Alternative |
|---|---|---|
| 660+ | Up to 21 months at 0% | 12.5% |
| 630-659 | Up to 15 months at 0% | 18.5% |
| 600-629 | Up to 6 months at 0% | 23.5% |
| <600 | No 0% term listed | 28.5% |
| Limited / No History | Up to 6 months at 0% | 21% |
| State | Fraud | Breach of Contract |
|---|---|---|
| AZ | 3 years | 6 years |
| CA | 3 years | 4 years |
| NM | 4 years | 6 years |
| NV | 3 years | 6 years |
| TX | 4 years | 4 years |
| Lender | Contractor | Options |
|---|---|---|
| Hero/Pace | Any | Legal Opinion Only |
| Titan | Titan | No options available |
| Other | Titan | All available options |
Yes, there is most-likely a mechanics lien on the property and the Debt Consolidation process does not pardon your debt. It usually consolidates it in to a single loan that has a higher interest than the loan you may currently have with the Lender.
Yes, we may usually go after the lender since they have a responsibility to make sure that you were qualified for the loan before the installation took place.
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